As the market has detiorated over the past two weeks to where it stands at 8451 as I write this, many questions dance in my head. These questions in no way represent sugar plums; more like sour grapes. I know that in 3 years when it is time for my wife and I to move again, we will want to buy our first home. Now I know I have excellent credit. I have the kind of credit that banks drool over. Two months ago I wouldln't have worried at all about being able to buy our first home. But I am a realist who has a financial website, so I like to look at every angle of things so I can present them to my readers. And what I have come up with is the fact that I might not be able to buy a home. I'll explain why: