Through mergers and Government help there has been a massive consolidation of the banking system. Is this good or bad? What do you think? Think about this….Have you ever thought how hard it is to turn around an air craft carrier or a super tanker. This new economy seems to be replacing the current global economy on a scale of larger is better. It is pretty clear an air craft carrier can not stop on a dime… or be responsive if it needs to turn quickly. Lets face it we are in a global crisis. The banking crisis has really brought on a global crisis.